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Health Insurance Marketplace Information

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The Health Insurance Marketplace, available at HealthCare.gov(link opens in new window), makes it easier for people without health care coverage to learn their options and enroll in a plan that meets their needs.

  • Consumers can compare premiums, deductibles and out-of-pocket costs under various plans.
  • Consumers can also check to see if they are eligible for programs including Medicaid and learn more about premium assistance (also called advance premium tax credits). 
  • Prices are now lower with the new American Rescue Plan. Four out of five people can find plans for under $10 a month.

Making Health Insurance Affordable

To help make coverage more affordable, financial help — the Health Insurance Premium Tax Credit — is available to almost 80% of uninsured consumers who buy a plan through the Health Insurance Marketplace.

When to Apply:

The open enrollment period for 2022 coverage is complete, but you can still get health insurance if you qualify due to a life event. Visit HealthCare.gov(link opens in new window) to learn more. 

How to Apply:

You can shop, apply for and enroll in coverage in 4 ways:

  • Go online at HealthCare.gov.
  • Call toll-free 1-800-318-2596.
  • Get in-person assistance at localhelp.healthcare.gov(link opens in new window).
  • Get assistance over the phone from HealthSherpa.com(link opens in new window).

Learn more and get started today


Written by American Heart Association editorial staff and reviewed by science and medicine advisors.

See our editorial policies and staff.

Last Reviewed: Feb 14, 2022

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Health Insurance Marketplace

The open enrollment period for 2023 coverage is complete, but you can still get health insurance if you qualify due to a life event. Visit HealthCare.gov(link opens in new window) to learn more.

Use these resources to learn more about finding health insurance:

  • Questions to Ask Yourself When Choosing a Plan (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)
  • Marketplace Application Checklist (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)
  • Things to know about the Health Insurance Marketplace (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)
  • Consumer Health Care

  • What is Cardiovascular Disease?

  • Why is Health Insurance Important?

    • FAQs about Health Insurance
    • Health Insurance Marketplace Information
    • Health Insurance Options for Children
    • No Surprises Act
    • Disability Benefits and Health Insurance Options Heart Disease and Stroke
  • Working With Your Health Care Professional

  • Medication Management

  • Heart Insight

  • Answers by Heart Fact Sheets

  • Order AHA Brochures

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  • Consumer Health Care

  • What is Cardiovascular Disease?

  • Why is Health Insurance Important?

    • FAQs about Health Insurance
    • Health Insurance Marketplace Information
    • Health Insurance Options for Children
    • No Surprises Act
    • Disability Benefits and Health Insurance Options Heart Disease and Stroke
  • Working With Your Health Care Professional

  • Medication Management

  • Heart Insight

  • Answers by Heart Fact Sheets

  • Order AHA Brochures

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Our mission is to be a relentless force for a world of longer, healthier lives. As we move into the second century of our work, we are advancing health and hope for everyone, everywhere.



*All health/medical information on this website has been reviewed and approved by the American Heart Association, based on scientific research and American Heart Association guidelines. Find more information on our content editorial process.

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